USER AGREEMENT

THE FOLLOWING DESCRIBES THE TERMS UNDER WHICH INVESTMENTCARE CONSULTING GROUP OFFERS YOU ACCESS TO OUR INFORMATION AND SERVICES.

  1. Acceptance of Terms. This Agreement describes the terms and conditions applicable to your use of our information and services (the "Services") at InvestmentCare Consulting Group, operated by InvestmentCare Consulting Group, Inc. ("InvestmentCare Consulting Group"), 16400 Ventura Blvd. Suite #303, Encino, CA, 91436. BY ACCESSING ANY AREA OF THE INVESTMENTCARE CONSULTING GROUP WEBSITE, YOU AGREE TO BE LEGALLY BOUND BY AND TO ABIDE BY THE TERMS AND CONDITIONS CONTAINED IN THIS USER AGREEMENT. If you do not agree to these terms and conditions, you may not use the Investmentcare Consulting Group web site and must destroy all materials copied from InvestmentCare Consulting Group, along with all copies of such materials. All rules and guidelines listed anywhere on InvestmentCare Consulting Group, including all policies, are incorporated into the terms of this Agreement. Our Services are available only to individuals who can form legally binding contracts under applicable law. Without limiting the foregoing, our Services are not available to minors. If you are a minor (under the age of 18), you are not eligible to use InvestmentCare Consulting Group. If you do not qualify, please do not use our Services or send us any communications.
  2. Investmentcare Consulting Group reserves the right to, and may at any time, revise, modify, alter or otherwise update this Agreement. Any such revisions shall be binding upon you, and Investmentcare Consulting Group recommends that you revisit this web page from time to time to review the current terms and conditions.

  3. Description of Services. Investmentcare Consulting Group provides securities consulting, compliance research, and investor education services to the broker/dealer and individual investor. Any new services or features that augment or enhance the Services or are otherwise provided on Investmentcare Consulting Group shall be subject to the terms of this Agreement.

  4. No Legal Advice. The materials on this website have been prepared by Investmentcare Consulting Group for informational purposes only and are not legal advice. Internet subscribers and online users should not act upon any information or advice obtained through Investmentcare Consulting Group without seeking the advice of professional counsel. Investmentcare Consulting Group has used reasonable efforts in collecting, preparing and providing quality information and material, but does not warrant or guarantee the accuracy, completeness, adequacy or currency of the information contained in or linked to this web site or any other Investmentcare Consulting Group web site. Users of information from this web site or any other Investmentcare Consulting Group web site or links do so at their own risk.

  5. Member Services. Investmentcare Consulting Group provides additional Services to users who register to become members of InvestmentCare Consulting Group. Registration is free and remains active until termination by either Investmentcare Consulting Group or you. Use of Member Services will have associated fees as set forth in our Fee Schedule.

  6. Copyright. All content included on InvestmentCare Consulting Group, such as text, graphics, logos, icons, images, audio, video, HTML and software (collectively, "Content") is the property of Investmentcare Consulting Group or its content suppliers and is protected by copyrights or other proprietary rights. All Content is copyrighted by InvestmentCare Consulting Group under the U.S. and international copyright laws, conventions, and treaties. You may not modify, publish, transmit, sell, display or in any way commercially exploit any of the Content, in whole or in part, without the prior written consent of InvestmentCare Consulting Group. If no specific restrictions are displayed, you may make copies of select portions of the Content if (i) the copies are made only for your personal, noncommercial use; (ii) you do not modify the materials in any way; and (iii) you do not delete or change any notices contained in the Content, such as copyright, trademark or other proprietary rights notices. Except for such personal copies, you may not copy, download, list or distribute Content protected by copyright or other proprietary rights without obtaining the prior written permission of the owner of the copyright or other proprietary right.

  7. Trademarks. "InvestmentCare Consulting Group" and the Investmentcare Consulting Group logos and other related marks which may appear on InvestmentCare Consulting Group, are the trademarks, trade names, or service marks of Investmentcare Consulting Group (collectively, "Trademarks"). The Trademarks may not be used, copied, modified or distributed in any way. Nothing contained on Investmentcare Consulting Group should be viewed as giving you any license or right to use any Trademark without InvestmentCare Consulting Group's express written permission.

  8. Third Party Content. Investmentcare Consulting Group is a distributor and not a publisher of Content supplied to Investmentcare Consulting Group by third parties. Any opinions, advice, statements, services, offers, or other information that is part of the Content on Investmentcare Consulting Group that is expressed or made available by third parties are those of the respective authors or distributors and not of InvestmentCare Consulting Group. INVESTMENTCARE Consulting Group ASSUMES NO RESPONSIBILITY AND MAKES NO REPRESENTATIONS, WARRANTIES, RECOMMENDATIONS, ENDORSEMENTS OR APPROVALS WITH REGARD TO SUCH THIRD PARTY INFORMATION. It is your responsibility to evaluate the information, opinions, advice or other Content available through InvestmentCare Consulting Group, whether listed or provided by third parties or by InvestmentCare Consulting Group. Investmentcare Consulting Group may conduct, but is not responsible for, screening, policing, or monitoring such third party Content. If notified of allegedly infringing, defamatory, damaging, illegal or offensive conduct, Investmentcare Consulting Group may investigate the allegation and determine, in its sole discretion, whether to remove or request the removal of such Content from InvestmentCare Consulting Group.

  9. No Warranty. We do not guarantee continuous, uninterrupted or secure access to our Services, and operation of our site may be interfered with by numerous factors outside of our control. YOU EXPRESSLY UNDERSTAND AND AGREE THAT WE AND OUR SUPPLIERS PROVIDE OUR WEB SITE AND SERVICES ON AN "AS IS" "AS AVAILABLE" BASIS. INVESTMENTCARE Consulting Group MAKES NO REPRESENTATIONS OF ANY KIND, EXPRESS OR IMPLIED, AS TO THE OPERATION OR RELIABILITY OF THE SITE, THE ACCURACY OR COMPLETENESS OF ANY INFORMATION ON THE SITE, OR THE AVAILABILITY, QUALITY, OR SAFETY OF ANY IDEAS ON THE SITE. TO THE FULLEST EXTENT PERMISSIBLE BY APPLICABLE LAW, INVESTMENTCARE Consulting Group DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING, WITHOUT LIMITATION, IMPLIED WARRANTIES OF TITLE, MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND NON-INFRINGEMENT. FURTHER, INVESTMENTCARE Consulting Group DOES NOT WARRANT THAT THIS SITE OR ITS CONTENT IS FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS. Some states do not allow the disclaimer of implied warranties, so the foregoing disclaimer may not apply to you. This warranty gives you specific legal rights and you may also have other legal rights which vary from state to state.

  10. Liability Limit. IN NO EVENT SHALL INVESTMENTCARE Consulting Group OR ITS SUPPLIERS BE LIABLE FOR ANY LOSSES, COSTS, OR EXPENSES OF ANY KIND ARISING FROM THE USE OF THIS SITE, INCLUDING DIRECT, INDIRECT, INCIDENTAL, SPECIAL, PUNITIVE AND CONSEQUENTIAL DAMAGES, EVEN IF INVESTMENTCARE Consulting Group HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. FURTHER, INVESTMENTCARE Consulting Group's LIABILITY TO YOU FOR ALL DAMAGES, LOSSES, COSTS OR EXPENSES OF ANY KIND SHALL BE LIMITED TO THE GREATER OF (A) THE AMOUNT OF FEES YOU PAY TO US IN THE 12 MONTHS PRIOR TO THE ACTION GIVING RISE TO LIABILITY; OR (B) $100. Applicable law may not allow the limitation or exclusion of liability for incidental or consequential damages, so the above limitation or exclusion may not apply to you.

  11. Indemnity. You agree to indemnify and hold us and our subsidiaries, affiliates, officers, directors, agents, and employees, harmless from any claim or demand, including reasonable attorneys' fees, made by any third party due to or arising out of your breach of this Agreement or the documents it incorporates by reference, or your violation of any law or the rights of a third party.

  12. Termination. These terms and conditions, along with the other notices, disclaimers, terms and conditions on Investmentcare Consulting Group form an enforceable Agreement between Investmentcare Consulting Group and you. This Agreement is effective until terminated by Investmentcare Consulting Group or you. You may terminate this Agreement at any time by destroying all Content obtained from Investmentcare Consulting Group and all copies of such Content, whether made under the terms of this Agreement or otherwise.
  13. Without limiting other remedies, we may immediately issue a warning, temporarily suspend, indefinitely suspend or terminate your membership and refuse to provide our Services to you: (a) if, in InvestmentCare Consulting Group's sole discretion, you breach this Agreement or the documents it incorporates by reference; (b) if we are unable to verify or authenticate any information you provide to us; or (c) if, in InvestmentCare Consulting Group's sole discretion, we believe that your actions may cause legal liability for you, our Members or us.

  14. Privacy. Our current Privacy Policy is herein incorporated by reference. We may change our Privacy Policy from time to time and our changes are effective after we provide you with at least thirty (30) days' notice of the changes by posting the changes on our homepage or sending email to Members who select such notification.

  15. No Agency. You and Investmentcare Consulting Group are independent contractors, and no agency, partnership, joint venture, employee-employer or franchiser-franchisee relationship is intended or created by this Agreement.

  16. Local Laws. The Investmentcare Consulting Group website is controlled and operated by Investmentcare Consulting Group in the State of California U.S.A. As such, the laws of the State of California will govern these terms and conditions, without giving effect to any principles of conflicts of laws. Investmentcare Consulting Group makes no representation that this website or the Content is appropriate, legal, or available for use in other locations. You are in the best position to know whether your use of this website is prohibited or restricted by local laws. Accordingly, if you choose to access Investmentcare Consulting Group or use any of its Services, you do so on your own initiative and are responsible for compliance with all local laws.

  17. Choice of Law; Consent to Jurisdiction; General. This Agreement shall be governed in all respects by the laws of the State of California as such laws are applied to agreements entered into and to be performed entirely within California between California residents. For purposes of any arbitral or judicial proceedings or the enforcement of any award or order issued by any judicial or arbitral tribunal pursuant to this Agreement, each party agrees to nonexclusive personal jurisdiction and venue in the United States District Court for the Central District of California (and any California state court within that District). If any provision of this Agreement is held to be invalid or unenforceable, such provision shall be struck and the remaining provisions shall be enforced. Headings are for reference purposes only and in no way define, limit, construe or describe the scope or extent of such section. Our failure to act with respect to a breach by you or others does not waive our right to act with respect to subsequent or similar breaches. This Agreement sets forth the entire understanding and agreement between us with respect to the subject matter hereof.

  18. Contact Information

InvestmentCare Consulting Group is owned and operated by:

InvestmentCare Consulting Group, Inc.
16400 Ventura Blvd.
Suite #303
Encino, CA 91436
www.investmentcare.com

Notices of copyright infringement under the Digital Millennium Copyright Act must be sent to:

Dante Bartoletti
InvestmentCare Consulting Group
16400 Ventura Blvd.
Suite #303
Encino, CA 91436
contactus@investmentcare.com



PRIVACY POLICY

Welcome to INVESTMENTCARE CONSUTING GROUP. At INVESTMENTCARE CONSULTING GROUP, protecting your privacy is very important. We want to make your experience at INVESTMENTCARE CONSULTING GROUP as comfortable and rewarding as possible, and we want you to be able to make use of our web site's array of information, ideas and services with complete confidence. We have created this statement to describe INVESTMENTCARE CONSULTING GROUP's privacy and security policy.

USE AND COLLECTION OF USER INFORMATION

InvestmentCare Consulting Group, Inc. gathers user information that is needed to administer its business, provide superior service, complete transactions, and communicate offers on merchandise and services that InvestmentCare Consulting Group, Inc. believes will be of interest to its users. InvestmentCare Consulting Group, Inc. limits access to user information to those employees who need it to carry out their business functions. InvestmentCare Consulting Group, Inc. may provide user information to third parties that need access to the information in order to provide operational and other support services to InvestmentCare Consulting Group, Inc. Except as provided above or as required by law, InvestmentCare Consulting Group does not sell, rent, or otherwise disclose your personal information to third parties, or use your contact information for unsolicited marketing without your permission.

COLLECTED INFORMATION

When users register to use INVESTMENTCARE CONSULTING GROUP, they may be required to give us contact information (like their name, mailing address, telephone numbers, and email address), financial information (like their account or credit card numbers), and demographic information (like their age group or educational level). INVESTMENTCARE CONSULTING GROUP may also use order forms and online surveys for customers to provide their opinions and to request information, products and services. These forms and surveys may ask users for contact information.

We use contact data to better understand our customer's needs, to improve our products and services, and to contact users regarding information that may be of interest to them. Contact and financial information that is collected is used to check the users qualifications for registration and to bill the user for products and services.

Additionally, the INVESTMENTCARE CONSULTING GROUP web site may collect non-contact information from web site visitors, either automatically or by request, including demographic information, such as zip codes, age group, or income and educational levels, and technical information, such as the user's operating system, browser, IP address or domain name. We use this demographic and technical information to tailor our web site, display content according to our users interests and preferences, and provide aggregated profiles of our user base. This information may be shared with third parties on an aggregate basis only.

We may also collect into a file specific to you any personal correspondence, such as e-mails or letters that you have sent us, or any correspondence or feedback about your activities on the site that other users or third parties may provide us.

COOKIES

INVESTMENTCARE CONSULTING GROUP may use a "cookie" to save certain custom settings and information for you, to enable us to better personalize the web site for you. Cookies are tiny data files that are place on your hard drive by a web site. Most web browsers allow web users to exercise control over such files on their computers by erasing them, blocking them, or notifying the user when a file is stored. Erasing or blocking cookies may at times affect your ability to use the INVESTMENTCARE CONSULTING GROUP web site.

PUBLIC FORUMS

Please remember that any information that you disclose in any INVESTMENTCARE CONSULTING GROUP public area of this web site or the Internet becomes public information. You should exercise caution when deciding to disclose personal information in such areas.

SECURITY

InvestmentCare Consulting Group, Inc. and its service providers have security measures in place to protect against the loss, misuse or alteration of the information under our control.

CHILDREN

InvestmentCare Consulting Group, Inc. does not knowingly collect or use contact or other personally identifiable information from children under 18 without parental consent. We ask that minors (under the age of 18) do not submit any personal information to us. If we have inadvertently collected your child's information and you would like to remove your child's information from our records, please contact us at the address below.

LEGAL REQUESTS

You authorize us to, and we can, disclose any information about you to law enforcement or other government officials as we, in our sole discretion, believe necessary or appropriate, in connection with an investigation of fraud, intellectual property infringements, or other activity that is illegal or may expose us to legal liability.

CHOICE TO OPT OUT

INVESTMENTCARE CONSULTING GROUP provides users the opportunity to opt out of receiving communications from us at the point where we request information about the user.

CHANGES AND MODIFICATIONS

INVESTMENTCARE CONSULTING GROUP gives users options for changing and modifying information previously provided. To make or inquire about such changes, contact contactus@investmentcare.com.

CONTACT INFORMATION

If you have any questions about this privacy policy or the data collection and use practices of INVESTMENTCARE CONSULTING GROUP, you may contact:

Customer Service Dept.
16400 Ventura Blvd.
Suite #303
Encino, CA 91436
Phone: (818) 386-6900
Fax: (818) 386-6903
cs@investmentcare.com

 

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Copyright 2011 InvestmentCare Consulting Group, Inc. All rights reserved.
Use of this Web site constitutes acceptance of the InvestmentCare Consulting Group User Agreement.